Transfer and Pay with Wells Fargo Online® (2024)

Transfer and Pay with Wells Fargo Online® (1)

Convenient and secure

Between accounts or between friends, move your money with confidence.

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Money where you need it, when you want it

Transfer and Pay with Wells Fargo Online® (2)

Use Zelle® to send and request money

  • Safely and easily send and receive money with trusted friends and family who have U.S. bank accounts
  • Send money fast — within minutes

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Transfer and Pay with Wells Fargo Online® (4)

Pay your bills online

  • Use Bill Pay for sending payments within the U.S.
  • Set up a one-time payment or schedule recurring payments

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Transfer and Pay with Wells Fargo Online® (5)

Use your digital wallet

  • Use your mobile device to make quick and contactless payments on the go
  • Access Wells Fargo ATMs with your digital wallet — no card needed

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Transfer and Pay with Wells Fargo Online® (6)

Securely wire money to businesses and individuals

  • Use wire transfers to send money within the U.S. and abroad
  • Send funds in foreign currencies or U.S. dollars

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Transfer and Pay with Wells Fargo Online® (7)

Send money to friends and family abroad

  • Use ExpressSend® to send money to people in 13 countries
  • Transfer money for cash pick-up or for credit to an account

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Transfer and Pay with Wells Fargo Online® (8)


Get money from a friend when you’re splitting the cost of the bill. Pay your pet sitter when you get back from vacation.

Zelle® is a fast, easy way to send and receive money in our app.

Learn more about Zelle®

Mobile and online banking when you need them

Manage your money on the Wells Fargo Mobile® app when you’re on the go. And use Wells Fargo Online® when it’s more convenient to be on your computer.

Enroll now

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  • Set language preferences
  • Supported browsers
  • Technical requirements
  • Online Access Agreement

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Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not described or as you expected. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a physical card for entry.

Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.

In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used is set by Wells Fargo, includes a markup and may be different than exchange rates you see elsewhere. For additional information related to Wires and foreign currency wires, please see the Online Access Agreement or applicable service documentation.

Enrollment in Wells Fargo Online® Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier’s message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.

The credit to account or the cash pick-up delivery methods for remittances may not be available at all Remittance Network Members or locations. When sending money to an account, we will need the beneficiary’s qualifying deposit account number at the Remittance Network Member. When sending money for cash pick up, the beneficiary's name provided by the sender must exactly match the beneficiary's name on their government issued identification.

Screen images are simulated. Features, functionality, and specifications appearing in those images may change without notice.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wells Fargo Bank, N.A. Member FDIC.



Transfer and Pay with Wells Fargo Online® (2024)


How long does Wells Fargo online transfer take? ›

Initially the delivery speed is 2 business days for a transfer from your Wells Fargo account to your account at another financial institution, and 3 business days for a transfer from your account at another financial institution to your Wells Fargo account.

Can you transfer money from one Wells Fargo account to another online? ›

To transfer funds between your accounts: Sign on to Wells Fargo Online® to access transfers. Choose the account you want to transfer money from, the account you want the money transferred to, the frequency of transfers, the date you would like the transfer to occur, and the amount that you would like to transfer.

How much does Wells Fargo let you transfer? ›

Transfers to established recipients from a Wells Fargo Bank Funding Account may be made up to a daily dollar limit of $3,500 and a 30-day rolling dollar limit of $20,000.

How to easily transfer money between banks? ›

You can move money from one bank to your other one online in a few steps: Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank.

Are online bank transfers immediate? ›

The money leaves your account immediately. It's usually available within 2 hours. For some banks, it can take up to close of business the next working day.

Does Wells Fargo allow instant transfers? ›

Funds from an instant payment will typicallyFootnote 1 1 update the current available balance in a Wells Fargo customer's account within seconds, 24 hours a day, including weekends and holidays. The sending financial institution will generally determine which instant payment network it will use.

Can I transfer money from my account to another account online? ›

You can use your bank's online banking platforms like internet and mobile banking to send money online to your beneficiary: Log into your internet or mobile banking platforms. Go to the 'Fund Transfer' or relevant option. Select the preferred mode of transfer.

How do I transfer money to someone else's bank account? ›

6 ways to deposit cash into someone else's account
  1. Make an electronic transfer.
  2. Make a wire transfer.
  3. Write a check.
  4. Deposit cash at the bank.
  5. Use a cashier's check.
  6. Use a money order.
Dec 22, 2023

How to transfer money from bank account to another bank account online? ›

2. How to transfer money from the bank account to another bank account online?
  1. Open your bank's website.
  2. Log in to your credit card account.
  3. Select the transfer option.
  4. Enter the amount you want to transfer.
  5. Enter the required details mentioned in the form.
  6. Follow the prompts to complete transactions.

Can I transfer money from my Wells Fargo account to another bank? ›

You can transfer money between your Wells Fargo checking and savings accounts and accounts you may have at other U.S. financial institutions. Simply sign on to Wells Fargo Business Online to access transfers, and click Add Non-Wells Fargo Accounts to get started.

What is Wells Fargo's daily Zelle limit? ›

Zelle transfer limits by bank
BankDaily Zelle transfer limit
TD BankInstant transfers: $1,000 Scheduled transfers (up to 3 business days): $2,500
Truist Bank$2,000
USAA Federal Savings Bank$1,000
Wells Fargo$3,500
7 more rows
5 days ago

How to transfer money to another bank account without online banking? ›

Write a check. A traditional way of transferring money between banks is by writing a check and depositing it either at a bank branch, online, through a mobile app or by mail. A money order can be used instead, though some bank's websites and/or apps lack the capability to deposit a money order.

Can I transfer money with just an account and routing number? ›

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

How can I send money to myself instantly? ›

Open the Google Pay app . Select Bank Transfer. Select Self Transfer.

Can I write a check to myself to transfer money from one bank to another? ›

Can I write a check to myself? Yes, you can write a check to yourself. If you want to transfer money from one checking account to another, one way to do so is by writing yourself a check.

How long do online bank transfers take? ›

Your specific bank transfer time will vary depending on a range of factors, including fraud prevention, different currencies, different time zones, and bank holidays/weekends. In general, the bank transfer time will be around one to five working days.

How long do online transfers take between banks? ›

ACH transfer times take anywhere from a few hours to three business days, depending on the time of day the payment is initiated and whether same-day processing has been requested.

How long does it take for an online deposit to transfer? ›

If everything was done according to your bank's instructions, the funds may be available to you the same day or the next business day, depending on the bank's policies and time of deposit.

How long does it take Wells Fargo to do a balance transfer? ›

Balance transfer requests may take up to 14 days to reflect in your account balance and credit limit. Consider the requested balance transfer amount plus the transfer fee when using your card to make purchases to avoid the balance transfer being fulfilled for a lower amount.


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